The Good the Bad and the Wet

Last night was lovely.  Youngest daughter decided she wanted to invite the other grandparents and their daughter for dinner. She cleaned and shopped and cooked. We gathered near the kitchen table laden with a vegetable tray, a cheese tray, a chip and cracker tray and several dips. While we nibbled she slipped salmon, catfish, and cod into the oven. (She wanted to accommodate every ones tastes.) It was very sweet. Dessert was a three layer chocolate and strawberry checkerboard cake decorated with fresh strawberries that she baked that morning. It was fun. We almost never entertain. Work schedules and laziness get in the way. She did a wonderful job, the conversation flowed, and it was just a perfect evening.

We did enjoy our last rv trip. These trips are sort of learning expeditions for us. We still do not know how to work everything. We don't know the proper terminology or the right way to hook things up. The first time we went out we explained to the workers at the park that we had no idea what we were doing. They very kindly helped us hook up everything. We learned that we had too short a water hose to hook up to most rv sites, and we did not have the right end to our sewer hose to set up at a camp properly. We bought the new items we needed so could use the water on this second trip. On the second trip I discovered that our hot water heater does not work.

We have also known from using the rv at home as well as the park that when running the air conditioner on high it flips a circuit both in the rv as well as the house or other energy source. The circuit breaker box also heats up. I don't think it is supposed to do that.

It started raining last night and has continued all day. The sky is grey, there are puddles forming in the back yard, and the dog is refusing to go out in it unless absolutely necessary. My husband brought me to the living room to show me the wet spot all along the front of the couch where she dried herself off after using the restroom very quickly this morning. Clever dog. I normally love grey skies and rain. Especially when the rare moment strikes when I have the house to myself and can listen to the rain fall in peace with no other sounds.

As I said I normally love rain and grey skies. Today I opened the door to the rv, walked the short length from the cab to the bed in the back. I surveyed the drips from the skylight and air conditioner in the front. I saw the light fixture filled with water and dripping. I felt the puddle of water on the rug between the table and the couch and noticed that it trailed back to the front of the bed. I have to admit I dropped my head to the dogs shoulder and cried. We sat on the couch for a few stunned moments before getting buckets to catch the drips and try to save what we could. I only have the basic insurance for the tag. I have just started to rebuild my savings. I used everything to purchase this rv. I have no idea how much this is going to cost. I'm crying again.

Austerity Measures at Home

I've just read through a long list of blogs I used to enjoy on a regular basis. I really miss the connection of regular blogging and will probably break down and pay for internet quite soon. I don't miss the television at all, or the phone, but the lack of internet is sorely felt. With only one vehicle, it is difficult to find the time when transportation is available to go somewhere else to use the internet. I just have to put up with the inconvenience until I am suitably caught up financially to splurge on connection.

While leaders propose "austerity measures" to pull their countries through the recession, so do we individuals propose our own plans to our families to pull through tough times. Some of us plant fabulous gardens, others coupon, some subsist on lots of bean and rice dishes, and many just go without certain things that others take for granted. Lately it's as if I've gone back in time to when I was even poorer. I once walked everywhere, never had a phone or television, and rented the most horrible of dumps. This wasn't because I was saving up for something or getting out of debt. I didn't know what debt was at the time, I was just incredibly poor. Now however, I have a goal in mind. I have a few more big payments to make on this bill so I can get it down to a more manageable figure before I add more bills to my month. Ten  more payments and the RV will be paid off and I will be debt free once more.

Speaking of the RV, I've spent a few days cleaning it out and dreaming. The more excited I get the more stressed my husband gets. He comes home and I show him a list of things we need to do, and other things we may need to purchase and then he can't sleep that night. I need to tame my enthusiasm so he can take things slower and calmer. If I could find a way to take off tomorrow I would. I guess it's the big change that worries at his subconscious.

Times up, I have to run. Until next time, I'll ask you this: What austerity measures have you proposed to your family to help get through a rough patch, or to survive the recession?

More Musings from the Hospital

For the Time Being...

I'm sitting in here again, day six. Even though the work hours are very light at this time because business is down, I gave today's shift to a co-worker. I still haven't had a proper nights sleep. I'm really feeling it today. I have no energy and almost feel drunk. If I don't get sleep soon....

It is hard to see your child in a hospital bed, even if they are 21 and just resting and waiting to give birth. The doctor has estimated the babies weight to be around six pounds, and after the ultrasound they did when she arrived at the hospital they let her know it's a girl. The waiting is the hard part. Her room is in front right by the nurses station and she has already watched several families come through the door, scream for a while and leave the next morning with a newborn mewing softly like a kitten. I'm exhausted and she is bored. My husband is tense and sleep deprived as well. There is just too much to do, too much to be accomplished, and too little money coming in to the household.  Okay, that's enough of me complaining.

Jinx

I should never had said anything when I did, but a year and a half ago I bragged about becoming debt free within a few months. I was so excited about my shrinking debt that I had to share. The bills were dwindling, the student loan was finally off my back and there was just one credit card. That's when Chloe (our dog) became even more ill. She needed hospitalization and more frequent medication and a very expensive specialized diet. I'm not complaining because she needed it and it had to be done, she was family after all. Too frequently there wasn't enough cash to cover her care and quite a bit of it went on credit. We even opened a new account for her final hospitalization thinking a miracle would be performed that would buy us a little more time with her. I'm not upset I used credit at all, I just feel I may have jinxed myself a bit by calling myself almost debt free too soon.

I keep track of my total debt each month and I can almost taste it. When I saw $1500.00 in black ink I smiled. Soon after I was giddy when I wrote the figure of $1200.00. Now it is at $869.00 and I am trying to get rid of it as soon as possible. I can't wait to see zero.

RV Lust

I know that I will never remain debt free forever. There are some large ticket items that I may need to purchase on credit. Recently I decided to see how good my credit was and see if I qualified for a loan. I know, I really should reach zero first, and there is a lot going on in my household, but... I have wanted an RV for a long time.

I want an RV with a burning passion. I wouldn't mind living small, and I want more travel in my life. We can do the types of jobs we do anywhere. Also at this point with a full house, a night owl two year old, and soon to be a squalling newborn, it would be really nice just to park it in the driveway and get a full nights sleep.

We went to the dealership just to look, and then we fell in love. We test drove, discussed, and then decided to fill out the paperwork just to test the waters and see what shape our credit is in now. We had a bankruptcy in the past because of a bad housing decision, and poor budgeting choices. I had no idea where we stood credit wise. Turns out we were at 710 and 719, not bad but still too close to the bankruptcy so we were turned down. They said if we tried again in a few months we could probably be approved. It's okay because it's nice to know we are almost where we want to be.

I plan to try again in six months to a year and have it paid off before we do any extensive traveling. It may keep us here longer in the land of no jobs and low pay, but I don't want to take a chance and go anywhere when I have more than just a few thousand in debt to keep up with, unless of course I have a fabulous job waiting for me.

My husband tells me to stop lusting over RV's. He tells me I stare at them when we pass one on the road, and I need to quit. Sigh, I'll have one one day.